India's most trusted chit fund partner — combining the wisdom of traditional savings with modern financial expertise. Whether you're a business owner or building your family's future, we deliver.
Sarathy · The Experts in Finance
From humble beginnings to managing hundreds of crores, Harihara's K7 Chitfunds has been the financial backbone for thousands of Tamil Nadu families and businesses. Every rupee entrusted to us is treated with the highest care.
Browse plans from ₹1 Lakh to ₹3 Crore. Pick the one that matches your savings goal and monthly capacity.
Complete KYC documentation with our expert team. Fast, paperless, and fully compliant with TNCA regulations.
Participate in monthly auctions. Win the chit and get a lump sum when you need it most.
Earn dividends monthly. Every member benefits — whether you win early or stay until maturity.
From first-time savers to seasoned investors. One chit fund, every ambition.
We're not just a chit fund. We're a financial partnership built on transparency, care, and decades of proven results.
Registered under Chit Funds Act, 1982. Audited annually and regulated by the Govt. of Tamil Nadu. Your money is always protected by law.
Our chit dividend model consistently outperforms fixed deposits, with average net returns of 12–16% annually for our members.
Every member gets a dedicated expert who knows your financial profile and is just a call away whenever you need guidance.
Need funds urgently? Our priority bid system ensures you can access your chit payout when life demands it most.
I started with a ₹5 Lakh chit 3 years ago. With K7's help, I expanded my grocery business to 3 outlets. The financial guidance is unmatched anywhere in Chennai.
As a schoolteacher, I was worried about investing. K7's team explained everything patiently. Now I save ₹3,000/month and already won a ₹1.8 Lakh payout. Life-changing.
I manage a ₹1 Crore chit with K7 for my manufacturing firm's working capital. The returns, the trust, and the professionalism — there is simply no alternative I'd consider.